Rates & Fees

InsidePaydayLoans.com is a FREE, NO OBLIGATION loan matching service. We are not a lender nor a broker of loans to lenders. We do not make cash advances or credit decisions. We do not charge you any fees for our services. We have a material financial connection to the network the provider of the goods and services referred to on this site whereby we receive payment for each potential customer referral.

The fees and rates you will be charged for the loan are clearly provided by the lender after acceptance of your application and before you are requested to digitally sign a loan agreement. The lenders we work with have informed us that these fees typically range from $15 to $25 per $100 borrowed for 1 to 15 days or more, however we cannot provide specific rate information. This information is provided to you by the lender after receiving and accepting your application and before you are asked to digitally sign the loan documents. If accepted, the lender will provide a specific fee obligation, APR rate and repayment terms. Please note that for a typical 14-day pay period, consumers who obtained payday loans from our lenders will pay an APR from 260% to 521% percent or higher. Other consumers may pay an APR as high as 782% . Thus, depending upon the loan you accept, the A.P.R. could range from 521.43% to as high as 782%. For example, if you accept a loan of $100.00 for 14 days at a cost of $25.00 in fees this would result in an APR of 651.79% and you would be required to repay a total of $125.00.

You are under NO OBLIGATION to accept the terms. Before you digitally sign a loan agreement with any of our lenders, you should be sure you have read and are in agreement with the loan terms. You can exit the process at any time.

Remember InsidePaydayLoans.com IS NOT A FINANCIAL INSTITUTION OR LENDER. We do not make cash advances or credit decisions. InsidePaydayLoans.com matches you with a lender that will assist with your short term financial needs. Completion of this form does not guarantee that you will be approved for a loan. Not all lenders can provide up to a $1500 loan. Cash wire transfer time varies based on the lenders.