What are the rates & fees?

The following are projections of interest rates and or fees paid on certain dollar amounts borrowed... ***These are only examples of interest rates and or fees. Your interest rate and or fees may be higher or lower depending on the laws of the state you are in. Simply add the projected interest to your borrowed amount for your projected repayment amount. If you borrow $100, your projected low interest is $15, your projected average interest is $21 and your projected high interest is $26. If you borrow $200, your projected low interest is $30, your projected average interest is $42 and your projected high interest is $52. If you borrow $300, your projected low interest is $45, your projected average interest is $63 and your projected high interest is $78. If you borrow $400, your projected low interest is $60, your projected average interest is $84 and your projected high interest is $104. If you borrow $500, your projected low interest is $75, your projected average interest is $105 and your projected high interest is $130.

What happens if I am late with my payment or do not pay at all?

Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.

How much will the loan cost?

The cost of the loan and the APR depends on your application. The terms are disclosed in the application process when you are directed to the lenders website. At this point you have NOT accepted the loan. If, when the terms are disclosed, they are not acceptable to you, do not sign the application.

What is your renewal policy?

Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes clear to the lender.

What is a Payday Loan or Cash Advance?

A payday loan is a short term loan provided to a borrower until their next payday. This type of loan is available through our services in order to assist our visitors with their emergency cash needs. These types of payday loans are helpful with much needed short term cash needs. You may use a payday loan for any reason

How to qualify for a Payday Loan?

Traditonal loans typically require a credit check with the three major credit bureaus and your credit credintials, along with your job history, year-to-date earnings and other factors, play a major role in the lenders decision to offer a loan. With payday loans the above requirements are not necessary. If you have a current job, a checking account and are over the age of 18, you may qualify for a payday loan. Payday loans are one of the easiest loans to qualify for.

How long does the process take?

The process if streamlined through our website and for a good reason too. We understand that you need cash and you need it now. This is why applying through our payday loan ping tree is one of the fastest ways to get the money you need in a flash. Once you apply, and if you decide to accept the payday loan offer, you can have the funds deposited into your bank account in as little as one hour. This can be a great convienience when you need emergency money. It only takes seconds to apply and you may have the cash in an hour. That is fast!

Will my personal information be secure and safe?

Your security is our main priority and all information provided through our payday loan application is safe and secure. There is no need to wonder or worry about your information being sent through an unsecure payday loan application. The lenders that are included in our network our some of the nation's largest and all information is transmitted through a secure portal.

Can I qualify with Bad Credit, NFS's, charge offs or a bankruptcy?

Payday Loans are very popular for individuals with an adverse credit history. Today more than ever there seems to be a need for alternative loan outlets and payday loans are perfect for anyone who has a not so perfect credit rating. In fact, with a payday loan, there is not a traditional credit check made to qualify possible borrowers. Even if you have a very rocky credit hiostory, you may apply and quualify for a payday loan.

Is collateral required to secure a payday loan?

The answer is no. There is no collateral required in order to qualify for a payday loan.

Is there any fees associated with applying for a loan through InsidePaydayLoans.com?

There are never any fees for using our website. We offer a free payday loan application and you will never be charged any fees from InsidePaydayLoans.com

When am I required to pay back the payday loan?

Repayment is typically required on your next payday. Typically you are required to payoff the payday loan within 7-14 days.